Winery Plus - Specialty Insurance Program for Wineries, Vineyards, & Estates

WineryPlus is a specialty insurance program for wineries (bonded & virtual), vineyard estates, and custom crush facilities. WineryPlus is underwritten through an A.M. Best ‘A’ (Excellent) rated insurance carrier. The program provides coverages that are specific to Wineries, such as:
- Wine Leakage by operator error, tank implosion or valve malfunction with any limit available
- Wine Stock covered at Agreed Value or Market Price with no coinsurance
- Harvested unprocessed fruit, wine in-process, and finished products included as Stock
- Property in Transit, Trellis and Grape Vines and Damage to Stock.
- See below for a more complete list of the coverages the policy provides.

Coverage Summary



General Liability $1,000,000 / $2,000,000 Limits Separate Liquor Liability Limit Broad Named Insured Definition Special Events Blanket Additional Insured No Charge for Certificates Per Location General Aggregate Fellow Employee Coverage Separation of Insureds Property Blanket Limit for Buildings, Business Personal Property, and Stock (described premises) Blanket Limit for Coverage Extensions No Coinsurance Penalty Replacement Cost for Buildings and Business Personal Property Agreed Value and Market Price options for Stock Wine Contamination (no sublimit) Wine Caves, Solar Panels, Winery Equipment, and Barrels included as Covered Property Harvested unprocessed fruit, wine in-process, and finished products included as Stock Blending Errors (optional) Unnamed Locations (optional) Earthquake Sprinkler Leakage (optional) Coverages Specific to Wineries Trellis and Grape Vines Property in Transit Wine Leakage Mobile Equipment Damage to Stock: On premises power failure Off premises power failure Nesting, infestation, or discharge or release of waste products or secretions, by insects, birds, rodents, or other animals		Coverage Extensions Business Income Extended Business Income Extra Expense Civil Authority Tenants Leasehold Interest Loss Electronic Data Preservation of Property Contingent Transit Additional Coverages New Locations or Newly Constructed Property Debris Removal Fire Department Service Charge Collapse Water Damage, Other Liquids, Powder or Molten Material Damage Pollutant Clean-up and Removal Dependent Business Premises Property at Other Locations Personal Effects and Property of Others (other than stock) Outdoor Property Trees, Shrubs, Plants, and Lawns Non-Owned Detached Trailers Depositor's Forgery Ordinance or Law Provision Accounts Receivable Valuable Papers and Records Money and Securities Employee Dishonesty Fire Protection Devices Cost of Inventory or Adjustment Utility Services — Direct Damage Utility Services — Business Income and Extra Expense Contract Penalties Arson Reward Indoor and Outdoor Signs Fine Arts Water Processing Packaging Errors Unintentional Errors